Texas Electricity Service: No Credit Check

About the No Credit Check Texas Electricity Service

Are you looking for an electric company that offers no credit check when obtaining Texas electricity service? I’ll assume that you already know what credit check means and that you may be looking into avoiding this step because of a bad credit. Having a bad credit may mean that you weren’t able to make your electric bills on time. This, however, is important for electric companies because they want to make sure that you have the capacity to pay them for the electricity you consumed. So, who are the people who do not undergo a credit check? Most of the time, companies hold credit checks as a method to determine whether they will require you to pay a minimum deposit or not, before they activate your services. Here are some ways, to at least keep your deposit at a minimal amount.

A pre-paid service is the type of service where you pay for your service in advance but you can dictate the amount of electricity you want to consume in a month. You are also allowed to pay additional money once you have already consumed the allotted electricity.  So, you are free from additional surprise charges and fees that usually happen when you have post-paid services. Several electric companies do not require deposits but some still do. This service is also not available in all electric companies in Texas. So, it is best to start searching for an electric provider that offers pre-paid services that will suit your preference.

Don’t you know that some electricity providers may not do a credit check or require a deposit to be made if you provide a valid credit card to keep in their records? Indeed, some do offer this option even for electricity consumers who have poor credit. This way they can secure payments from your credit card in case you fall short in paying your bills. Debit cards are usually not accepted since they are linked to your savings account. If you do not have sufficient funds then this will create complications especially when you go overdraft. Same goes with credit cards since you may have to pay penalties if you go over your limit.

Another option is to ask someone to co-sign your account. Some companies would not require high deposits if you have a co-signee or guarantor. You can ask a kin or someone who is closest to you, who has the same electricity provider and have them sign as a guarantor on your account. This way the provider can instantly turn on your services as soon as you complete the whole process.

Find out which of these options will help you avoid a credit check or huge deposits. Several electric companies online are more than happy to give consumers options that will suit their needs. Take time to review these options and soon you’ll find the ideal electric company you’ve been looking for!